iPad Mini is lighter, portable and cheaper compare to its ancestress ‘New iPad’. You may know that, This new iPad mini is compatible with all the iPad apps available in the App store. Still choosing the top quality apps for your handy iPad Mini is not so easy. Here, We have made a good selection of best iPad mini apps for free, which are completely made for Apple’s new device ‘iPad Mini’. These Applications will dramatically increase your iPad Mini Experience even more than before and will make your computing life happier. Below are SpicyTricks’s must have essential apps for your iPad mini. Also, You can download and, use all the following apps in your Big iPad.
AETNA HEALTH OF CALIFORNIA INC. 2409 CAMINO RAMON SAN RAMON, CA 94583. * If your Ob/Gyn is part of an Independent Practice Association (IPA), a Physician Medical Group (PMG) or a similar organization, you must select your participating gynecologist. Under these plans. Even so, you may be able to reduce your out-of-pocket expenses. The National Incident Management System (NIMS) Incident Command System (ICS) Forms Booklet, FEMA 502- 2, is designed to assist emergency response personnel in the use of ICS and corresponding documentation during incident. This is an archive based on a page that used to be at It has been reassembled from my copy (saved when the site was live.
Obstetrician in the IPA, the PMG or the similar organization. MENTAL HEALTH/SUBSTANCE ABUSE Behavioral health care benefits (e.g., coverage for treatment or care for mental disease or illness, alcohol abuse and/or substance abuse) are managed by Aetna Health or an independently contracted organization.
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Let’s See the Best iPad Mini Apps Collection
1. Amazon Kindle – Read Books
The Amazon Kindle app is optimized for the iPad mini, it is a good alternative to kindle Tab. Kindle App is giving users the ability to read Kindle books, newspapers, magazines, textbooks and PDFs on a beautiful, easy-to-use interface. You’ll have access to over 1,000,000* books in the Kindle Store plus.
Download Kindle App here – Free
2. Microsoft Office Word
Microsoft has officially launched the MS Office Mobile for iOS users. Now, You can enjoy the fully features Office applications such as Word, Presentation and Excel sheets in your iPad Mini. Edit any documents from anywhere and anytime with One Drive cloud storage support. It supports charts, animations, SmartArt graphics and shapes.
Even you can also edit your documents when you are in offline.
Download MS Office Mobile – Free
Read : 5 Essential Tips to Increase iPad Mini Battery Life
3. Paper by FiftyThree
Paper is an awesome app where you can create many ideas for new creations. It’s the easiest and most beautiful way to create on iPad. Capture your ideas as sketches, diagrams, illustrations, notes or drawings and share them across the web
Download Paper – free
4. Angry Birds Star Wars
Angry Birds Star wars is one of the most interesting game developed by Rovio. The iPad mini is best gadget to play games like star wars because of the screen size and light weight.You can hold the iPad mini tons of hours while you playing.
Recently Star Wars game has been released in the Facebook also for free.
5. Bad Piggies HD
Bad Piggies is a yet Another Game from Angry Birds developers. Bad Piggies is awesome, and needs to be a part of your iOS game collection just as much as the rest of the Angry Birds series. The Bad Piggies are after the eggs again — but as usual, nothing is going according to plan! Can you create the ultimate flying machine and steer them safely to their destination? Those tricky pigs have a few objects they can use, but they need your help to turn these into the perfect transportation!
Download bad Piggies HD – $0.99
6. InstaPaper
This is an amazing app to save web pages for later offline reading. Great for long articles and blog posts that you find during the day and would like to read, but don’t have the time when you find them just save it using InstaPaper. InstaPaper is optimized for readability on iPad mini screen.
7. Pocket
Pocket has the same concept of instapaper like when you find an interesting article, video or web page that you want to read, watch or view later, you can put it in Pocket App. Once it’s in Pocket, it automatically syncs across to your phone, tablet and computer so you can view it anytime on any device, even without an internet connection.
Download Pocket – free
8. Netflix
Netflix is the world’s leading subscription service for watching TV episodes and movies on your iPad Mini. This Netflix app delivers the best experience anywhere, anytime.
Download Netflix – free
9. Hulu Plus
Hulu Plus app to enjoy unlimited instant streaming of current hit TV shows. Requires a Hulu Plus paid subscription.
Download Hulu Plus – free
10 .Pandora
Pandora Radio is free personalized radio that only plays music you’ll love. Just start with the name of one of your favorite artists, songs or classical composers and Pandora will create a custom “station” that plays similar music.
11. TuneIn Radio pro
TuneIn is a new way to listen to music, sports and news from every corner of the earth, with over 70,000 radio stations and 2 million on-demand programs. The Pro version of this service lets you record all of this to your iPhone, iPad or iPod.
12. DownCast
Downcast is the free podcast app for iPad Mini. You can Download and listen to your favorite podcasts directly from your iOS device without the need to sync with iTunes.
Download Downcast App – $2.99
13. The Weather Channel
The Weather Channel for iPad combines interactive and beautiful imagery from their weather experts. Their patented ultra-local TruPoint(sm) weather technology, allow them to provide you with the weather tools you need to plan your day, week, or even the next hour.
Download The Weather Channel – free
14. DirecTV
The ultimate video experience is just a tap away with the DIRECTV App for iPad Mini. You can watch top TV channels live on your iPad mini in any room of your home. And now you can watch AUDIENCE Network and other select channels anywhere, inside or outside your home. Plus get instant access to hit entertainment on demand from HBO, Cinemax, STARZ, and Encore, plus the latest DIRECTV CINEMA movies and more, whenever and wherever you want—at home or on the go. By using this app Currently you can watch only limited programs and it is only available for customers in the USA.
Download DirecTV – free
15 . Flipboard: Your Social News Magazine
Flipboard is a personal news magazine filled with everything being shared across the Web, from breaking news to stories on world events, sports, travel and more. Simply pick a few topics and your Flipboard is instantly populated with the news you care about. If you want more, use the search bar to find favorite sources or browse recommended reading from the staff at Flipboard.
Download Flipboard – free
16. LinkedIn
Get on-the-go access to your professional network with the LinkedIn app for iPad.
Download LinkedIn – free
17. Pinterest
Pinterest is a tool to find your inspiration and share it with others. Use it to collect things you love, organize and plan important projects, and more.
Download Pinterest – free
18. Google Drive
Byusing this app, you can get started with 5GB for free to safely keep all your stuff in one place and then access it from any device, anywhere. Store documents, pictures, or other files – even the big ones – using Google Drive and easily share them with anyone.
Download Google Drive – free
19. DropBox
Dropbox lets you bring all your photos, docs, and videos anywhere and share them easily. Access any file you save to your Dropbox from all your computers, iPhone, iPad and even the Dropbox website!.
2 GB of space when you sign up — free!
Automatically save photos and videos to Dropbox and earn up to 3 GB additional free space.
Download Dropbox – free
20. Skype
The Skype app is a great mobile video or voice chatting solution on the iPad mini. You can use both front and rear cameras to chat with beloved ones or with colleagues.
Download Skype here – free
See this Post: Best 5 Free Stunning Photo Editing Apps for iPad Mini Users
Do you think We have Missed any of the best iPad mini apps in this list ? If the answer is ‘Yes’ , share your thoughts with us.:)
Health care in the United States
Government Health Programs
Medicaid / State Health Insurance Assistance Program (SHIP)
Prescription Assistance (SPAP)
Military Health System / TRICARE
State Children's Health Insurance Program (CHIP)
Program of All-Inclusive Care for the Elderly (PACE)
Private health coverage
Consumer-driven health care
Flexible spending account (FSA)
Health savings account (HSA)
High-deductible health plan (HDHP)
Medical savings account (MSA)
Private Fee-For-Service (PFFS)
Managed care (CCP)
Exclusive provider organization (EPO)
Health maintenance organization (HMO)
Preferred provider organization (PPO)
Health care reform law
Emergency Medical Treatment and Active Labor Act (1986)
Health Insurance Portability and Accountability Act (1996)
Medicare Prescription Drug, Improvement, and Modernization Act (2003)
Patient Safety and Quality Improvement Act (2005)
Health Information Technology for Economic and Clinical Health Act (2009)
Patient Protection and Affordable Care Act (2010)
State level reform
Municipal health coverage
Fair Share Health Care Act (Maryland)
Healthy Howard (Howard Co., Maryland)
In the United States, a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee.[1] It is an organization that provides or arranges managed care for health insurance, self-funded health care benefit plans, individuals, and other entities, acting as a liaison with health care providers (hospitals, doctors, etc.) on a prepaid basis. The Health Maintenance Organization Act of 1973 required employers with 25 or more employees to offer federally certified HMO options if the employer offers traditional healthcare options.[2] Unlike traditional indemnity insurance, an HMO covers care rendered by those doctors and other professionals who have agreed by contract to treat patients in accordance with the HMO's guidelines and restrictions in exchange for a steady stream of customers. HMOs cover emergency care regardless of the health care provider's contracted status.
Operation[edit]
HMOs often require members to select a primary care physician (PCP), a doctor who acts as a 'gatekeeper' to direct access to medical services but this is not always the case. PCPs are usually internists, pediatricians, family doctors, geriatricians, or general practitioners (GPs). Except in medical emergency situations, patients need a referral from the PCP in order to see a specialist or other doctor, and the gatekeeper cannot authorize that referral unless the HMO guidelines deem it necessary. Some HMOs pay gatekeeper PCPs set fees for each defined medical procedure they provide to insured patients (fee-for-service) and then capitate specialists (that is, pay a set fee for each insured person's care, irrespective of which medical procedures the specialists performs to achieve that care), while others use the reverse arrangement.
'Open access' and 'POS' (point of service) products are a combination of an HMO and traditional indemnity plan. The member(s) are not required to use a gatekeeper or obtain a referral before seeing a specialist. In that case, the traditional benefits are applicable. If the member uses a gatekeeper, the HMO benefits are applied. However, the beneficiary cost sharing (e.g., co-payment or coinsurance) may be higher for specialist care.[3]HMOs also manage care through utilization review. That means they monitor doctors to see if they are performing more services for their patients than other doctors, or fewer. HMOs often provide preventive care for a lower copayment or for free, in order to keep members from developing a preventable condition that would require a great deal of medical services. When HMOs were coming into existence, indemnity plans often did not cover preventive services, such as immunizations, well-baby checkups, mammograms, or physicals. It is this inclusion of services intended to maintain a member's health that gave the HMO its name. Some services, such as outpatient mental health care, are limited, and more costly forms of care, diagnosis, or treatment may not be covered. Experimental treatments and elective services that are not medically necessary (such as elective plastic surgery) are almost never covered.
Other choices for managing care are case management, in which patients with catastrophic cases are identified, or disease management, in which patients with certain chronic diseases like diabetes, asthma, or some forms of cancer are identified. In either case, the HMO takes a greater level of involvement in the patient's care, assigning a case manager to the patient or a group of patients to ensure that no two providers provide overlapping care, and to ensure that the patient is receiving appropriate treatment, so that the condition does not worsen beyond what can be helped.
Cost containment[edit]
Although businesses pursued the HMO model for its alleged cost containment benefits, some research indicates that private HMO plans don't achieve any significant cost savings over non-HMO plans. Although out-of-pocket costs are reduced for consumers, controlling for other factors, the plans don't affect total expenditures and payments by insurers. A possible reason for this failure is that consumers might increase utilization in response to less cost sharing under HMOs.[4] Some[5] have asserted that HMOs (especially those run for profit) actually increase administrative costs and tend to cherry-pick healthier patients.
History[edit]
Though some forms of group 'managed care' did exist prior to the 1970s, in the USA they came about chiefly through the influence of U.S. President Richard Nixon and his friend Edgar Kaiser. In discussion in the White House on February 17, 1971, Nixon expressed his support for the essential philosophy of the HMO, which John Ehrlichman explained thus: 'All the incentives are toward less medical care, because the less care they give them, the more money they make.'[6] Kaiser Permanente disputes Ehrlichman's 'secondhand, inarticulate paraphrase', and presents a record of the briefs received by Ehrlichman and the White House.[7]
The earliest form of HMOs can be seen in a number of prepaid health plans. In 1910, the Western Clinic in Tacoma, Washington offered lumber mill owners and their employees certain medical services from its providers for a premium of $0.50 per member per month. This is considered by some to be the first example of an HMO. However, Ross-Loos Medical Group, established in 1929, is considered to be the first HMO in the United States; it was headquartered in Los Angeles and initially provided services for Los Angeles Department of Water and Power (DWP) and Los Angeles County employees.200 DWP employees enrolled at a cost of $1.50 each per month. Within a year, the Los Angeles Fire Department signed up, then the Los Angeles Police Department, then the Southern California Telephone Company (now AT&T Inc.), and more. By 1951, enrollment stood at 35,000 and included teachers, county and city employees. In 1982 through the merger of the Insurance Company of North America (INA) founded in 1792 and Connecticut General (CG) founded in 1865 came together to become CIGNA. Also in 1929 Dr. Michael Shadid created a health plan in Elk City, Oklahoma in which farmers bought shares for $50 to raise the money to build a hospital. The medical community did not like this arrangement and threatened to suspend Shadid's licence. The Farmer's Union took control of the hospital and the health plan in 1934. Also in 1929, Baylor Hospital provided approximately 1,500 teachers with prepaid care. This was the origin of Blue Cross. Around 1939, state medical societies created Blue Shield plans to cover physician services, as Blue Cross covered only hospital services. These prepaid plans burgeoned during the Great Depression as a method for providers to ensure constant and steady revenue.
In 1970, the number of HMOs declined to fewer than 40. Paul M. Ellwood, Jr., often called the 'father' of the HMO, began having discussions with what is today the U.S. Department of Health and Human Services that led to the enactment of the Health Maintenance Organization Act of 1973. This act had three main provisions:
Grants and loans were provided to plan, start, or expand an HMO
Certain state-imposed restrictions on HMOs were removed if the HMOs were federally certified
Employers with 25 or more employees were required to offer federally certified HMO options alongside indemnity upon request
This last provision, called the dual choice provision, was the most important, as it gave HMOs access to the critical employer-based market that had often been blocked in the past. The federal government was slow to issue regulations and certify plans until 1977, when HMOs began to grow rapidly. The dual choice provision expired in 1995.
In 1971, Gordon K. MacLeod MD developed and became the director of the United States' first federal Health Maintenance Organization (HMO) program. He was recruited by Elliot Richardson, the secretary of the U.S. Department of Health, Education and Welfare.
Types[edit]
HMOs operate in a variety of forms. Most HMOs today do not fit neatly into one form; they can have multiple divisions, each operating under a different model, or blend two or more models together.In the staff model, physicians are salaried and have offices in HMO buildings. In this case, physicians are direct employees of the HMOs. This model is an example of a closed-panel HMO, meaning that contracted physicians may only see HMO patients. Previously this type of HMO was common, although currently it is nearly inactive.[8]In the group model, the HMO does not employ the physicians directly, but contracts with a multi-specialty physician group practice. Individual physicians are employed by the group practice, rather than by the HMO. The group practice may be established by the HMO and only serve HMO members ('captive group model'). Kaiser Permanente is an example of a captive group model HMO rather than a staff model HMO, as is commonly believed. An HMO may also contract with an existing, independent group practice ('independent group model'), which will generally continue to treat non-HMO patients. Group model HMOs are also considered closed-panel, because doctors must be part of the group practice to participate in the HMO - the HMO panel is closed to other physicians in the community.[9]
Pocket Control Hm Ipa Download Pc
If not already part of a group medical practice, physicians may contract with an independent practice association (IPA), which in turn contracts with the HMO. This model is an example of an open-panel HMO, where a physician may maintain their own office and may see non-HMO members.
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In the network model, an HMO will contract with any combination of groups, IPAs (Independent Practice Associations), and individual physicians. Since 1990, most HMOs run by managed care organizations with other lines of business (such as PPO, POS and indemnity) use the network model.
Regulation[edit]
HMOs in the USA are regulated at both the state and federal levels. They are licensed by the states, under a license that is known as a certificate of authority (COA) rather than under an insurance license.[10] State and federal regulators also issue mandates, requirements for health maintenance organizations to provide particular products. In 1972 the National Association of Insurance Commissioners adopted the HMO Model Act, which was intended to provide a model regulatory structure for states to use in authorizing the establishment of HMOs and in monitoring their operation.[11]
Legal responsibilities[edit]
HMOs often have a negative public image due to their restrictive appearance. HMOs have been the target of lawsuits claiming that the restrictions of the HMO prevented necessary care. Whether an HMO can be held responsible for a physician's negligence partially depends on the HMO's screening process.[citation needed] If an HMO only contracts with providers meeting certain quality criteria and advertises this to its members, a court may be more likely to find that the HMO is responsible, just as hospitals can be liable for negligence in selecting physicians. However, an HMO is often insulated from malpractice lawsuits. The Employee Retirement Income Security Act (ERISA) can be held to preempt negligence claims as well. In this case, the deciding factor is whether the harm results from the plan's administration or the provider's actions. ERISA does not preempt or insulate HMOs from breach of contract or state law claims asserted by an independent, third-party provider of medical services.[12]
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See also[edit]
Pocket Control Hm Ipa Download Windows 7
Sicko, a Michael Moore documentary criticising HMOs
Pocket Control Hm Ipa Download
References[edit]
^'BBC News - G-I - Health Maintenance Organization / HMO'. news.bbc.co.uk. Retrieved 22 March 2018.
^Joseph L. Dorsey, 'The Health Maintenance Organization Act of 1973(P.L. 93-222)and Prepaid Group Practice Plan,' Medical Care, Vol. 13, No. 1, (Jan., 1975), pp. 1–9
^Peter R. Kongstvedt, 'The Managed Health Care Handbook,' Fourth Edition, Aspen Publishers, Inc., 2001, page 40 ISBN0-8342-1726-0
^Jaeun Shin, Sangho Moon, 'Do HMO Plans Reduce Expenditure in the Private Sector?', Economic Inquiry, Jan 2007. [1]
^'Claim That HMO's Save Money Is Little More Than 'Folklore,' Health Affairs Study Finds,' 2000. Physicians for a National Health Program. http://www.pnhp.org/news/2000/march/claim_that_hmos_sav.php
^Nixon, Richard. 'Transcript of taped conversation between President Richard Nixon and John D. Ehrlichman (1971) that led to the HMO act of 1973:'. Wikisource. Retrieved 7 April 2018.
^'Kaiser Permanente's Prominent Role in American Health Care Reform - Kaiser Permanente Share'. share.kaiserpermanente.org. Archived from the original on 2017-02-11. Retrieved 2017-02-09.
^'Staff-Model HMOs: Don't Blink or You'll Miss Them!'. managedcaremag.com. 1 July 1999. Retrieved 22 March 2018.
^Peter R. Kongstvedt, 'The Managed Health Care Handbook,' 4th edition, Aspen Publishers, Inc., 2001, ISBN0-8342-1726-0, pages 35–26
^Peter R. Kongstvedt, 'The Managed Health Care Handbook,' Fourth Edition, Aspen Publishers, Inc., 2001, page 1322 ISBN0-8342-1726-0
^O'Rourke, Paul F. (1974). Organizational aspects of prepaid health plans-HMO's. California.
^United States District Court, N.D. Texas, Dallas Division. BAYLOR UNIVERSITY MEDICAL CENTER v. ARKANSAS BLUE CROSS BLUE SHIELD. No. Civ.A. 3:03-CV-2084-.Jan. 9, 2004.MEMORANDUM ORDER
External links[edit]
The high costs of for-profit care - an article that includes references to the excesses of HMO Chief Executive Officer pay in the U.S.
Physician Salaries in USA - A Snapshot
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